Frequently Asked Questions
Eligible borrowers include individuals, registered businesses, sole proprietors, and micro-enterprises with a verifiable source of income or regular business revenue.
The loan amount depends on your needs, repayment capacity, and creditworthiness. We assess revenue, cash flow and risk factors to ensure the loan is manageable.
Once all required documents are submitted, loan processing is typically within 24hrs, depending on verification and approval procedures.
Yes. Early repayment is allowed and in some cases, interest savings may apply.
Missing a repayment may incur overdue fees and affect your credit standing. We encourage borrowers to contact us immediately to discuss restructuring or alternative repayment plans.
Once all documents are submitted, approval usually takes 24hrs, depending on verification.
Yes. Early repayment is allowed, and we offer flexible options for restructuring in case of repayment difficulties.
Monthly Interest rates and fees range between (10-15% per month) based on loan type, amount and repayment terms. All charges are clearly disclosed before loan approval, with no hidden costs.
You can apply by visiting our branches, submitting the required documents or completing an online application. Our team will guide you through the process from submission to approval.